Banks are already supplied with change to deal with withdrawals from dollar "savings"
From this week, savers - who bought dollars at the official price, and chose to leave them deposited during 365 days to not pay the advance of 20 per cent to account for the payment of tax on earnings - may pass by the Bank to collect their tickets.
Initially, it warned that they could present difficulties when it comes to withdraw amounts that are not multiples of $100, but this problem was solved by the end of this week: banks supplied with smaller-denomination banknotes.
Already at that time, since the Credicoop Bank, secured to the Reuters site that your clients will have no problem to withdraw their deposits because the entity "always has change" in dollars. "Eventually, if something like this happened, would offer the customer the possibility to attend the next day to the entity, but this would be an exception and not the rule", pointed out.
Had been raised a hypothetical case: a person who has deposited 432 dollars and intend to remove them just within the 365 days. It may not do so in its entirety. The Bank already informed has no tickets of lower denomination to u$ s100. So, in your case, only you can give u$ s400 dollars.
And u$ s32 remaining? One of the options offered by the entity is leaving them deposited in the account. The other alternative: If the customer made another purchase of dollars and they are deposited, you can add u$ s68 to reach US$ 100 and thus be able to total removal. But watch out! If those US$ 68 were deposited within one period of less than 365 days, the customer must pay the advance of 20 per cent. Finally, the Bank will also offer the option of changing those 32 dollars to pesos at the official dollar's value.
Holder RecomendacionesEl of the Union of consumers of Argentina (UCA), Fernando Muiño Blanco, stressed that "it is not true that the Bank do not have lower denomination US dollar to deliver the right sum".
"The savers can withdraw, after the year, all without restrictions", he said and emphasized that "there is no operational or administrative impediment that a bank can wield to not let the saver to withdraw your deposit".
White Muiño reported, in addition, that customers are not required to accept that you amounts below u$ s100 can be returned in pesos. Following the hypothetical case: the Bank may not give you the equivalent to u$ s32 in local currency, without the consent of the customer.
"It is obligation of bench them have banknotes of all denominations;" and if you don't - and wants to act in good faith - can offer the customer the possibility of returning the next day to remove the remaining sum."
The owner of UCA reported that, in the event that the client feel that their rights have not been respected, you can file your claim before the Ombudsman of the banking customer, which depends on the Central Bank.
After a year, the dollar savings - including 20% of perception--spent $9.60 pesos to $10.35.
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